Pay, Tax & Business Calculators
Seven calculators for earning and pricing — what lands in your account after tax, and what a price needs to be for the business to work.
What you earn versus what you keep
Gross salary is a headline; take-home pay is the number your budget runs on. The Salary Calculator applies income tax, National Insurance, pension and student loan deductions to show what actually arrives, and the Tax Calculator breaks the tax itself down band by band so you can see where each pound goes. If you are paid partly on results, the Commission combines base pay and commission into one figure.
Markup and margin are not the same number
This is the most common pricing mistake there is. Markup is profit as a percentage of cost; margin is profit as a percentage of price. A 50% markup is a 33% margin. Pricing on markup while budgeting on margin quietly erodes profit on every sale. The Markup Calculator goes from cost to price, the Profit Margin goes the other way and shows both figures side by side.
Know your break-even before you set a price
The Break-Even finds how many units you need to sell to cover fixed and variable costs. It is the single most useful number in early-stage pricing, because it converts an abstract margin into a concrete monthly sales target — and it usually reveals that the price needs to be higher than instinct suggests.
VAT sits on top of all of it
If you are VAT-registered, the price your customer pays and the revenue you keep differ by the VAT rate. The VAT Calculator adds VAT to a net price or strips it out of a gross one, at any rate, which matters when you are quoting to consumers and businesses in the same week.